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Financial Management Tool Kit

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According to The National Financial Educators Council, Personal Finance can be defined as, “Possessing the skills and knowledge on financial matters to confidently take effective action that best fulfills an individual’s personal, family and global community goals.” [SOURCE] When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products, savings accounts, credit cards and consumer loans) or investment (stock market, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of individual- or employer-sponsored retirement plans, social security benefits, and income tax management.
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